Merchant Cash Advance

Empowering Small Businesses with Smart Merchant Cash Advances

miFIN™ Merchant Cash Advance (MCA) Platform is a cutting-edge solution designed to help lenders provide quick and flexible financing to small business owners. This platform enables businesses to receive an advance in exchange for a fixed percentage of daily debit or credit card sales, ensuring easy repayments that align with revenue flow.

With seamless integrations, automated repayment processes, and real-time deal tracking, miFIN™ MCA simplifies lending operations, risk assessment, and collections, providing a hassle-free experience for both lenders and merchants.

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Key Features​

Seamless Payment Integration

Manage merchants, ISOs, and syndicators, including debits, credits, fees, and revenue splits, through an integrated digital payment system.

Real-Time Deal Lifecycle Management

Gain instant insights into every stage of the deal lifecycle, from lead generation and submission to disbursals, collections, and renewals.

Flexible Auto-Repayment Frequencies

Supports daily, weekly, and fortnightly automated repayments, directly linked to the merchant’s POS account, ensuring smooth and hassle-free collections.

Why Qualtech

Smart, Fast, and Risk-Free
Lending for Business Growth

Automated Repayment Process

Eliminates manual collections with automatic deductions from merchant sales, reducing default risks.

Streamlined Application Process

Simplifies and accelerates merchant cash advance approvals, ensuring quick access to capital for small businesses.

Advanced Risk Assessment Algorithms

Uses data-driven insights to assess merchant creditworthiness, enhancing loan security and profitability.

Real-Time Data Monitoring

Provides lenders with real-time tracking of loan performance, repayments, and risk factors, ensuring smarter decision-making.

With miFIN™ Merchant Cash Advance, financial institutions can offer flexible financing solutions, reduce operational risks, and create a seamless borrowing experience for small business owners.