Vehicle Loan

Revolutionizing Vehicle Finance
with Speed & Precision

miFIN™ is a powerful Commercial Vehicle Loan Software solution designed to support both captive and non-captive vehicle finance companies across the entire loan lifecycle. From product configuration and loan origination to servicing, collections, and recovery, this robust platform brings structure, speed, and compliance to commercial vehicle financing.

Designed with the evolving needs of auto lenders in mind, the platform enables faster credit decisions, reduces turnaround times, and enhances customer experiences. With built-in risk management controls and regulatory compliance features, miFIN™ ensures that lenders can scale operations without compromising governance.


Whether you’re managing loans for trucks, buses, construction equipment, or other commercial vehicles, miFIN™ helps streamline key functions like delinquency tracking, automated recovery workflows, and portfolio servicing—all within a unified, intuitive Commercial Vehicle Loan Software platform.

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Key Features​

Configurable Repayment Frequencies

Offer customers flexible repayment options, including weekly, fortnightly, monthly, and quarterly schedules.

Risk Mitigation Through Advance EMI Options

Reduce risk exposure by defining flexible advance EMI structures, ensuring better financial security for lenders.

Dealer Login & Subvention Management

Provide dealers with a dedicated login and the ability to define subvention rates at both the scheme and dealer levels.

miFIN™ BRE (Business Rules Engine)

Enable automated loan approvals using a configurable rules-based framework, improving decision-making speed and accuracy.

Seamless API Integration

Easily integrate with VAHAN and vehicle registration department APIs for faster verification and compliance management.

Configurable Repayment Frequencies

Offer customers flexible repayment options, including weekly, fortnightly, monthly, and quarterly schedules.

Risk Mitigation Through Advance EMI Options

Reduce risk exposure by defining flexible advance EMI structures, ensuring better financial security for lenders.

Dealer Login & Subvention Management

Provide dealers with a dedicated login and the ability to define subvention rates at both the scheme and dealer levels.

miFIN™ BRE (Business Rules Engine)

Enable automated loan approvals using a configurable rules-based framework, improving decision-making speed and accuracy.

Seamless API Integration

Easily integrate with VAHAN and vehicle registration department APIs for faster verification and compliance management.

Why Qualtech

Unmatched Benefits for Faster,
Smarter Vehicle Loan Management

Faster Loan Processing & Dealer Empowerment

Enhance efficiency with quick loan bookings by dealers via web and mobile platforms, reducing turnaround times and improving customer experience.

Speedy Implementation & Scalability

Reduce setup and implementation time with advanced microservices architecture, allowing businesses to scale operations effortlessly.

Stronger Risk Management & Compliance

Maintain tight control over risk exposure while ensuring compliance with all regulatory frameworks governing vehicle finance.

With miFIN™ Vehicle Loan, automotive finance companies can streamline operations, minimize risks, and provide a superior financing experience to customers.