Simplify Your Leasing Lifecycle
with miFIN™ Lease: End-to-End Management Made Easy

miFIN™ Lease is an advanced enterprise leasing software designed to simplify and streamline both retail and corporate leasing operations. This all-inclusive solution covers every step of the leasing lifecycle — from generating quotations to contract closure — while managing complex tax requirements effortlessly. Unlike traditional leasing systems, miFIN™ Lease stands out with its seamless integration of additional services such as insurance, maintenance, and other ancillary offerings directly into leasing contracts.

With miFIN™ Lease, businesses gain access to a fully integrated workflow platform that connects critical business functions, including Sales, Credit, Acquisition, Insurance, Invoicing, Collections, and Finance. This ensures complete transparency and operational harmony, helping businesses manage every aspect of leasing under one roof.

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Key Features

Comprehensive Quotation Module

Build customized and structured asset quotations based on customer requirements. Simplify quotation processes for a faster turnaround and better customer experience.

Department-Specific IRR Tracking & Controls

Define and set up internal rate of return (IRR) for different departments, enabling accurate tracking and sanction control for each lease.

Flexible Rental Configurations

Define composite or split rentals for base rentals, facility management services (FMS), and other components, all captured as operating expenses (OPEs).

Advanced Asset Management Module

Create and maintain a detailed asset master for different Original Equipment Manufacturers (OEMs), with comprehensive cost and charge breakups. Use the asset register to track accumulated and net depreciation for each asset.

Capitalization Module

Capitalize lease programs flexibly as dry leases (assets only) or wet leases (assets with additional services like maintenance).

Tax and Registration Management

Capture registration details of leased assets, including the place of supply for lessees/co-lessees. Automate tax calculations and provisioning for GST, input tax credits, and knock-offs based on asset location and type.

Advanced Asset Management Module

Create and maintain a detailed asset master for different Original Equipment Manufacturers (OEMs), with comprehensive cost and charge breakups. Use the asset register to track accumulated and net depreciation for each asset.

Capitalization Module

Capitalize lease programs flexibly as dry leases (assets only) or wet leases (assets with additional services like maintenance).

Tax and Registration Management

Capture registration details of leased assets, including the place of supply for lessees/co-lessees. Automate tax calculations and provisioning for GST, input tax credits, and knock-offs based on asset location and type.

Comprehensive Quotation Module

Build customized and structured asset quotations based on customer requirements. Simplify quotation processes for a faster turnaround and better customer experience.

Department-Specific IRR Tracking & Controls

Define and set up internal rate of return (IRR) for different departments, enabling accurate tracking and sanction control for each lease.

Flexible Rental Configurations

Define composite or split rentals for base rentals, facility management services (FMS), and other components, all captured as operating expenses (OPEs).

Integrated Invoicing Module

Generate single or consolidated invoices with built-in e-invoice integration to ensure compliance and reduce manual effort.

Asset Restructuring Module

Restructure leases for asset extensions or transfers under different conditions, ensuring complete control and flexibility in lease management.

Foreclosure Setup & Mechanism

Configure and execute foreclosures based on book value or discounting methods, helping businesses manage lease terminations efficiently.

Integrated Invoicing Module

Generate single or consolidated invoices with built-in e-invoice integration to ensure compliance and reduce manual effort.

Asset Restructuring Module

Restructure leases for asset extensions or transfers under different conditions, ensuring complete control and flexibility in lease management.

Foreclosure Setup & Mechanism

Configure and execute foreclosures based on book value or discounting methods, helping businesses manage lease terminations efficiently.

One Platform. Multiple Benefits: Optimize Leasing,
Ensure Compliance, Boost Efficiency

Offer Diverse Leasing Options

Gain a competitive edge by providing a wide range of flexible leasing options tailored to meet various customer needs.

Empower Sales Teams to Delight Customers

Equip your sales teams with the tools they need to offer customized solutions and deliver exceptional customer service.

Ensure Lease-Level Profitability

Track and optimize profitability at the lease level, ensuring sustainable growth and sound financial management.

Smooth Invoicing & Collections Management

Automate invoicing processes, reduce errors, and manage collections effectively with miFIN™ Lease’s integrated modules.

Seamless Tax Compliance & Management

Manage complex tax calculations, GST knock-offs, and input tax provisioning with ease to ensure full regulatory compliance.

Improve Operational Efficiency

Connect all business functions on a unified platform, reducing manual interventions and enhancing overall operational efficiency.