Integrated Business

The miFIN™ Integrated Business Services (IBS) platform is an advanced API interface designed to streamline verification and background checks by integrating 70+ third-party services and bureaus into a single, unified platform. It provides a 360-degree view of a customer’s demographic, financial, and repayment data, significantly reducing time, cost, and effort in the loan origination process. By eliminating manual tasks and automating data interpretation, miFIN IBS enhances operational efficiency, ensures accurate reporting, and minimizes risks associated with manual data handling. The platform offers seamless synchronous and asynchronous API management, making it a flexible and scalable solution for financial institutions.

Business Benefits

 

Faster Loan Origination

Automates manual tasks to speed up the
approval process.

Accurate Data Interpretation

Converts complex bureau data into concise, actionable reports.

Cost & Effort Reduction

Eliminates the need for multiple API integrations and manual verifications.

Improved Efficiency & Accuracy

Reduces errors and ensures smooth data handling.

Zero Cost Leakage

Provides strong billing-supported reports to optimize financial oversight.

Why miFIN™ Integrated Business?

Comprehensive Integration

Unifies multiple third-party services into a single interface.

Flexible API Management

Supports synchronous and asynchronous APIs for seamless connectivity.

Customizable Archival Policy

Ensures compliance with business-specific data retention needs.

Enhanced Risk Mitigation

Reduces exposure to data inaccuracies through automation.

Scalability & Adaptability

Designed to cater to the evolving needs of financial institutions.

Highlights

One stop API’s Interface for third party checks, bureaus and other digital services like Enach etc

Provision to get and track the request and response time of triggered API’s

Billing Management – Manage Rates at Service and Service Status (success /failed hits) level. – Generate Periodical Billing Report for Service Provider

Storage and archival of responses and reports for tracking

Role Management – Permission
access to specific user to
trigger integrations via service
provider
Responses and reports
of crisp and readable
PDFs
History maintenance of all
downloads with success
and failure of
Reponses
Provision to manage both
synchronous and asynchronous
API’s

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Our Clients