miFIN™ Platform is Comprehensive Solutions for Lending and Leasing Solutions

miFIN™ is a comprehensive, multi-product Lending and Leasing Platform designed to support Retail and Corporate Loans and Leases. It empowers intelligent decision-making, drives operational efficiency, and ensures regulatory compliance, making your lending business agile, scalable, and compliant.

miFIN™ supports Lending and Leasing Organizations through their entire growth journey, from startup to enterprise.

Lead Management

  • Quick Lead Capture
  • Campaign Management
  • Lead Nurturing and Tracking

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Customer Portal

  • Customer Onboarding
  • Group Management
  • Limit Setup & Management

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Deduplication

  • Configurable Dedupe Parameters
  • Existing & Negative List Matches
  • Score Engine

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Originations

  • Configurable Workflow
  • Credit Matrix & Scorecards
  • Disbursals & Payments

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Integrated Business

  • Credit Bureaus
  • KYC & e-Verifications
  • eSign, eNACH, etc.

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Servicing & Management

  • Transaction Management
  • Billing & Receipts
  • Accrual, DPD, NPA Management

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Collections

  • Action Recording & Tracking
  • PTP Receipts
  • Settlement & Legal

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Communications

  • Multi Channel & Multilingual
  • Configurable Templates
  • Event, Schedule & Adhoc

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Mobile Workforce

  • Data & Document Capturing
  • Verifications & Valuations
  • PD & Income Assessments

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Analytics

  • Data-Driven Decision-Making
  • Customer-Centric Intelligence
  • Sales, Risk, Operational & Financial Metrics

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Incentives

  • Configuration Wizard
  • Intuitive & Intelligent BRE
  • Sales, Collections & other Usecases

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Reconciliation

  • BRS, Disbursal & other Usecases
  • Auto & Manual Recon
  • Configurable Recon Rules

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Why Choose miFIN™

Transform your Lending and Leasing business with an agile, efficient and a future-ready platform.

Accelerate Turnaround Time with miFIN’s Digital Loan Origination System (LOS).

Boost Employee Productivity with miFIN’s intuitive, fast, and user-friendly interface.

Ensure Regulatory Compliance seamlessly with miFIN 4.0.

Lower Infrastructure Costs through miFIN’s scalable and optimized architecture.

Enhance Customer Satisfaction with personalized, vernacular communication.

Reduce Customer Queries with miFIN’s Customer-Facing Self-Service System (CFSS).

Future-Proof Your Business with miFIN’s adaptable capabilities for diverse Retail and SME lending products.

Enhance Credit Decisioning with miFIN’s Intelligent Decision Support System, which includes Dedupe, Scorecard, Third-Party Integrations, and a Credit Policy Manager.

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