Home Loan

Powering Home Loans with
Intelligent Automation

miFIN™ Home Loan Platform is a web and mobile-enabled solution designed to streamline the entire home loan lifecycle. From customer solicitation to underwriting, verification, valuation, and disbursals, miFIN™ ensures seamless loan processing while maintaining compliance with regulatory requirements.

With advanced automation and intelligent decision-making capabilities, miFIN™ Home Loan Platform enhances efficiency in loan management, customer service, collections, and revenue tracking. The platform also provides robust controls for risk mitigation and offers flexible options for loan structuring and disbursements.

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Key Features​

End-to-End Digital Loan Management

A fully integrated web and mobile-based platform covering the entire loan lifecycle, from origination to closure.

Advanced Collateral Management

Enables easy collateral capture, valuation, cross-collateralization, and property release, ensuring efficient asset tracking.

Intelligent Decision Support for Underwriting

Incorporates Bureau Checks, Deduplication, and an Eligibility Calculator to automate and streamline the loan approval process.

Configurable Multi-Level Verification Framework

Supports multiple verification types such as CPV (Customer Personal Verification), Neighbor Verification, and Office Verification for enhanced risk assessment.

Flexible Disbursal & Accrual Management

Allows multi-tranche, multi-party, and multi-mode disbursals with options to define principal recovery strategies and configure stage-based accrual initiation.

End-to-End Digital Loan Management

A fully integrated web and mobile-based platform covering the entire loan lifecycle, from origination to closure.

Advanced Collateral Management

Enables easy collateral capture, valuation, cross-collateralization, and property release, ensuring efficient asset tracking.

Intelligent Decision Support for Underwriting

Incorporates Bureau Checks, Deduplication, and an Eligibility Calculator to automate and streamline the loan approval process.

Configurable Multi-Level Verification Framework

Supports multiple verification types such as CPV (Customer Personal Verification), Neighbor Verification, and Office Verification for enhanced risk assessment.

Flexible Disbursal & Accrual Management

Allows multi-tranche, multi-party, and multi-mode disbursals with options to define principal recovery strategies and configure stage-based accrual initiation.

Why Qualtech

Transforming Home Loan Lending
with Unmatched Benefits

Comprehensive Mortgage Solutions

Supports Home Loans, Loans Against Property (LAP), Balance Transfers, and Balance Transfers with Top-Up, catering to diverse lending needs.

Maximize Business Opportunities with Cross-Collateralization

Enable flexible one-loan-multiple-property or one-property-multiple-loan structures, helping financial institutions increase their market share.

Enhanced Customer Experience & Compliance

Ensure faster loan approvals, better customer engagement, and full compliance with regulatory frameworks for seamless loan servicing.

With miFIN™ Home Loan Platform, financial institutions can drive efficiency, mitigate risks, and scale their mortgage lending business with confidence.