Comprehensive Financing Solutions for Real Estate & Builder Projects

miFIN™ Builder Finance is a robust digital lending platform designed to support real estate financing for residential and commercial projects. The platform streamlines loan origination, asset tracking, disbursement scheduling, and compliance management, ensuring financial institutions can efficiently manage builder finance operations.

With miFIN™, lenders can track project progress, manage escrow accounts, and monitor financial reserves, all while maintaining compliance with RERA, environmental, and safety regulations. The platform provides end-to-end coverage of primary and secondary assets, cost schedules, and approval workflows, making builder finance seamless and secure.

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Key Features​

Comprehensive Asset Coverage

Supports primary and secondary asset tracking, allowing lenders to define and monitor asset coverage ratios for secured lending.

Escrow Account Management

Enables automated escrow account setup for structured disbursements and collections, ensuring complete financial transparency.

Reserve Maintenance & Interest Tracking

Allows lenders to define and track interest reserves, ensuring proper fund allocation for timely repayments.

Conditional Precedents & Tranche Disbursals

Provides structured loan disbursements based on project milestones and compliance covenants, reducing financial risk.

Flexible Principal & Interest Repayment Schedules

Offers structured and flexible recovery plans, enabling customized principal and interest repayment slabs for builders.

Comprehensive Asset Coverage

Supports primary and secondary asset tracking, allowing lenders to define and monitor asset coverage ratios for secured lending.

Escrow Account Management

Enables automated escrow account setup for structured disbursements and collections, ensuring complete financial transparency.

Reserve Maintenance & Interest Tracking

Allows lenders to define and track interest reserves, ensuring proper fund allocation for timely repayments.

Conditional Precedents & Tranche Disbursals

Provides structured loan disbursements based on project milestones and compliance covenants, reducing financial risk.

Flexible Principal & Interest Repayment Schedules

Offers structured and flexible recovery plans, enabling customized principal and interest repayment slabs for builders.

Smart, Secure, and Scalable Real Estate Lending

Granular Tracking of Project Progress

Track POC (Percentage of Completion) at phase, tower, floor, or unit level, ensuring precision in project financing.

Automated & Manual Escrow Adjustments

Provides flexibility in escrow balance adjustments, enhancing cash flow management for builders.

Ad-Hoc Reporting for Investors & Regulators

Generate customized reports for investors, lenders, and regulatory authorities, ensuring complete transparency.

Regulatory Compliance Management

Simplifies compliance tracking for RERA, environmental, and safety-related regulations, ensuring smooth project execution.

With miFIN™ Builder Finance, financial institutions can mitigate lending risks, streamline real estate project financing, and ensure seamless compliance while driving profitability and efficiency.