BNPL

Expand Your Business Potential
with miFIN™ BNPL’s Seamless Credit Solution

miFIN™ Buy Now Pay Later (BNPL) is a cutting-edge financing solution designed to enhance purchasing power and improve customer experiences. By offering interest-free, short-term credit with flexible repayment options, businesses can attract more customers while ensuring seamless transactions.

miFIN™ BNPL provides a fully configurable setup to define billing and due dates, incorporate grace periods, and establish payment policies, including fees for late payments. With its API-driven integration capabilities, miFIN™ BNPL seamlessly connects with e-commerce platforms and POS systems, enabling businesses to implement hassle-free financing solutions without disrupting existing workflows.

Shape Image
Shape Image

Key Features

Instant Approval

Accelerate customer onboarding with real-time loan approvals and immediate fund disbursements, ensuring frictionless access to credit.

Flexible Payment Terms

Configure interest-free repayment structures with automated controls, allowing customers to manage payments effortlessly.

Deferred Payments

Convert outstanding balances into structured instalment plans (3, 6, 9, or 12 EMIs), making larger purchases more affordable for customers.

User-Friendly Interface & Integration

miFIN™ BNPL features an API-driven architecture that seamlessly integrates with e-commerce websites, mobile apps, and POS systems, ensuring a smooth, end-to-end transaction experience.

Payment Blockers

Businesses can configure soft and hard payment blocks based on customer repayment behavior, reducing risk while ensuring responsible lending practices.

Instant Approval

Accelerate customer onboarding with real-time loan approvals and immediate fund disbursements, ensuring frictionless access to credit.

Flexible Payment Terms

Configure interest-free repayment structures with automated controls, allowing customers to manage payments effortlessly.

Deferred Payments

Convert outstanding balances into structured instalment plans (3, 6, 9, or 12 EMIs), making larger purchases more affordable for customers.

User-Friendly Interface & Integration

miFIN™ BNPL features an API-driven architecture that seamlessly integrates with e-commerce websites, mobile apps, and POS systems, ensuring a smooth, end-to-end transaction experience.

Payment Blockers

Businesses can configure soft and hard payment blocks based on customer repayment behavior, reducing risk while ensuring responsible lending practices.

Why Qualtech

Drive Customer Engagement and
Maximize Revenue with miFIN™ BNPL

Boosts Customer Acquisition and Engagement

By offering flexible, interest-free payment options, businesses can attract a wider customer base, encourage repeat purchases, and enhance brand loyalty.

Increases Transaction Volumes

BNPL solutions empower customers to make immediate purchases without upfront payments, leading to higher order values and increased sales.

Provides Data for Targeted Marketing

Gain insights into customer spending behavior and preferences, enabling personalized promotions and marketing strategies to drive engagement.

Enhances Customer Satisfaction

Streamlined and transparent payment processes make shopping more convenient, reducing friction at checkout and increasing trust.

Improves Conversion Rates

By eliminating financial barriers at the point of sale, miFIN™ BNPL reduces cart abandonment rates and encourages instant purchases, driving higher revenue for businesses.